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The calculators provided on this website are for general informational and educational purposes only and do not constitute professional accounting, tax, legal, or financial advice. While we strive to maintain accuracy, we make no warranties regarding the completeness, accuracy, or reliability of calculator results, which are based on standard formulas and may not account for all variables specific to your situation. We expressly disclaim all liability for any loss, damage, or adverse consequences arising from reliance on calculator results, errors or omissions in calculations, technical malfunctions, misinterpretation of results, or decisions made based on calculator outputs. Tax rates, regulatory provisions, and financial parameters are subject to frequent changes and may not reflect current rates, rules, or regulations applicable to your jurisdiction. Users are responsible for entering accurate information and should use results only for preliminary assessment purposes. Any financial, investment, or business decisions made based on calculator results are entirely at your own risk. For accurate, personalized advice tailored to your specific circumstances, professional consultation with our qualified chartered accountants is essential. By using these calculators, you accept these terms and acknowledge that continued use constitutes agreement to this disclaimer.